MedDent Protect – MedDent Solutions

You are Unique - Your Protection Demands are High

Doctors and Dentists face unique risks:

High reliance on physical ability and fine motor control – Can a surgeon operate without fine motor skills or a violinist play without fingers?
Limited ability to “work around” illness or injury
Income tied directly to production and procedures
Practice expenses that don’t stop if you do
General insurance doesn’t account for this.
Specialized protection does.

Most doctors and dentists are severely underinsured. We provide Life and Disability Insurance that protects your Education, your Income, your Career, your Family, and your Future.

Comprehensive Protection Under One Roof

Our Focus

Our Focus:

Disability Coverage:
- True-Own Occupation coverage
- 70% of Gross Income coverage (including earnings and business profit)
- Stacking multiple types of coverage to offer the best protection
Life Coverage:
- Customized solutions for your needs – protection against early death, wealth building strategies, advanced planning for strengthening your family
- Evolution – Your Protection needs grow just like your career – this is not a set-it-and-forget-it part of the puzzle. We outline the full process for your career and help you understand and implement.

How We Do It

MedDent Protect Provides Coordinated Solutions

Your Life

We provide advanced planning solutions to provide protection in case you pass away early. We can coordinate term, whole, universal policies for yourself, your family and key members of your team. Advanced strategies like Premium Financing and Cash Balance Plan protection is considered.

Your Income

We provide advanced planning to protect your income through individual policies, Group Long Term Disability and High Limits policies. We strive to protect 70% of all earnings.

Your Business

Your business can’t operate without your team. Group Benefits like Short Term Disability, Long Term Disability and Group Life are very important to growing businesses. Key Man insurance and Business Overhead Insurance protects the business in case of unexpected illness or disabilities.

We review and provide solutions to cost-effectively protect you. So you can focus on your patients and your family.

How MedDent Protect Is Different

Independent access to top-rated carriers
Education-first approach — no pressure, no product pushing
Coverage aligned with your broader financial and exit plan
Built for doctors at every stage: residency to retirement and beyond

Protect what you’ve built and what you’re still building.

Insurance isn’t a product, it’s a strategy that is part of your overall financial “treatment plan.” And it should integrate seamlessly with how you live and work.

Start with a Protection Review. It helps you clearly understand what risks you are actually exposed to, where coverage gaps may exist, whether your current policies still align with your career today, and how to strengthen your overall protection without overpaying.