MD does not claim that the materials on the website are appropriate or available for use in locations other than Florida and the additional states in which MD is registered. If you choose to access the website from other locations, you do so on your own initiative, and you are responsible for compliance with any applicable local laws.  The information on this website is intended to enable investors to understand the nature of MD’s advisory services and is limited to the dissemination of general information pertaining to MD’s advisory services. The information contained on this website is educational in nature and the presence of this website on the Internet is not intended as and should not be construed as personalized investment, legal, tax, or financial advice, or as a solicitation or offer to buy or sell any security, or as an endorsement, recommendation or sponsorship of any company or security by MD. In addition, the presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to a prospective client residing in a jurisdiction other than Florida unless otherwise permitted by the securities laws of the jurisdiction in which such prospective client resides.  Any subsequent, direct communication by MD with a prospective client will be conducted by a representative who is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.

Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by MD) will be profitable or equal any historical performance level(s). There are inherent risks in relying on, using, or retrieving any information found on this website, and MD urges you to make sure you understand these risks before relying on, using, or retrieving any information on this website. You should evaluate the information made available through this website, and you should seek advice from qualified professionals, as appropriate, to evaluate any opinion, advice, product, service, or other information.

Certain portions of MD’s website (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, MD’s (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from MD or from any other qualified professional.

This website may contain links to and be linked from third-party websites.  These links are provided only as a convenience.  The inclusion of any link is not and does not imply an affiliation, sponsorship, endorsement, approval, investigation, verification or monitoring by MD of any information contained in any third-party website.  In no event shall MD be responsible for the information contained on that website or your use of or inability to use such website.  You should also be aware that the terms and conditions of such a website and the website’s privacy policy may be different from those applicable to your use of this website. While MD strives to ensure that the information contained in this website is accurate, the website could include technical or typographical errors.

MD MAKES NO REPRESENTATIONS OR WARRANTIES WITH RESPECT TO ANY INFORMATION, MATERIAL, OR GRAPHICS ON THE WEBSITE, ALL OF WHICH IS PROVIDED ON AN “AS-IS” BASIS WITHOUT WARRANTIES OF ANY KIND. MD EXPRESSLY DISCLAIMS, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ANY EXPRESS OR IMPLIED WARRANTIES, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR A PARTICULAR PURPOSE. MD MAKES NO WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE MATERIAL, SERVICES, SOFTWARE, TEXT, GRAPHICS, VIDEOS, OR LINKS CONTAINED IN THE FIRM’S WEBSITE. UPDATES TO THE WEBSITE MAY BE MADE BY MD AT ANY TIME.